Key Fixed Mortgage Rates Fall to 4-Month Low

We can thank the Federal Government shut-down for the decline in mortgage rates.  Although the rates are trending higher, and are expected to do so in the Spring of 2014, right now you can still buy your home for under 4.5%.  It probably won't get better than that any time soon.  If you'd like to learn more follow the link below.

 

 

Key Fixed Mortgage Rates Fall to 4-Month Low          

Renovate your home: 5 smart fixes - Aug. 28, 2013

Are you unsure about whether you want to move or renovate?  If you are able to live with a significant construction project renovations are often the answer.  Follow the link to learn more about the projects that bring the best return on your dollar, and what those projects typically cost.

 

 

Renovate your home: 5 smart fixes - Aug. 28, 2013

The Buzz - Investment and Stock Market News - CNNMoney.com

As we continue to wait for our politicians to act our economy will begin to unravel along with the lives of many innocent and hardworking citizens of our country.  Learn more by following the link below.




The Buzz - Investment and Stock Market News - CNNMoney.com

Find out what's moving the real estate markets...

 

The link below will provide updated information on local and regional real estate markets.



 

 

 

Housing Trends eNewsletter- Theresa Donley

 

 

Real Estate Market Predictions for 2014

 

After years of dismal news, real estate market predictions for 2014 call for a continuation of a slow and steady recovery.  Read more by following the link.



 

 

 

Real Estate Market Predictions for 2014

The Richest Women In America 2013 - Forbes

We seem to most often address the wealthiest men.  It's interesting to find out more about the women with financial power.  Follow the link.



                                        The Richest Women In America 2013 - Forbes

JPMorgan Removes Lending Barriers in Booming U.S. Markets - Bloomberg

As the economy improves and sales begin to slow lenders are loosening and/or removing some of their credit practices during the last several years.  If  you've had a problem qualifying for a loan in the past you may want to try reapplying.  Follow the link to learn more.



JPMorgan Removes Lending Barriers in Booming U.S. Markets - Bloomberg

JPMorgan Removes Lending Barriers in Booming U.S. Markets - Bloomberg

As the economy improves and sales begin to slow lenders are loosening and/or removing some of their credit practices during the last several years.  If  you've had a problem qualifying for a loan in the past you may want to try reapplying.  Follow the link to learn more.



JPMorgan Removes Lending Barriers in Booming U.S. Markets - Bloomberg

Private Properties—WSJ Mansion - WSJ.com

  Celine Dion just listed a property in Florida for 72 Million Dollars.  I  was curios.  The link will display just what you get for that much money. 
                                      


                                             Private Properties—WSJ Mansion - WSJ.com

Mortgage Rates Climb Following Two-Week Decline

As inventory reduces, rates will rise.  It's the old "Supply and Demand" principle.  For those waiting for a better time to buy, the time is now.  Higher rates and less inventory does not work favorably for buyers.  Follow the link to find out more....

 

 

 

Mortgage Rates Climb Following Two-Week Decline

 

 

 

 

Tips for Staging Kitchens and Bathrooms When Selling - Real Estate News - realtor.com

 

If you are serious about selling your home in a competitive market it's the details that can make the difference.  Small changes and inexpensive improvements will help you sell faster.  Take a minute to follow the link and find out what you can do that's easy and costs next to nothing.

 

 

Tips for Staging Kitchens and Bathrooms When Selling - Real Estate News - realtor.com

Easy Cody Event Calendar



I have talked to so many people that have missed fun events either because they threw their paper away or just forgot.  It's great to have a handy Cody event calendar and this website provides it.  Follow the link to be in touch with fun in our community.



 

 

Cody Wyoming Events Calendar - AllTrips

 

 

Have a great summer!

Property Values Take Flight: Home Prices Soar by over 20 Percent | RISMedia



 

Have you heard?  Real estate prices are on the rise again!  As prices are rising...so are interest rates.  Don't wait to buy unless you really, really want to pay more.  Find out more by following the link below.

 

Property Values Take Flight: Home Prices Soar by over 20 Percent | RISMedia

Here We Go: Building Booming and Home Prices Rising

 

 

Lots of good news for home sellers, buyers and the construction industry.  Interest rates are holding steady and banks are modestly loosening their qualification guidelines.  Follow the link for details.

 

 

Here We Go: Building Booming and Home Prices Rising

 

 

 

 

Good News If You Are Thinking About Selling Your Home...

The Cody/Powell real estate market has taken a turn for the better, much better!  There are far fewer short sales and foreclosures this year than the two previous years.  Homes are selling in a shorter amount of time and we are seeing more sales in the price range above $500,000.  We are always available  to answer questions you may have.  Follow the link below to find out more.



 

 

Selling your home? The cards are in your favor - Apr. 8, 2013

Facts that may save your mortgage & credit...

 

 

It's not an embarrasement to say that you may have a mortgage that is "underwater".  This simply means your timing could have been better.  Some of us have purchased properties at the top of the market in 2006 and 2007.  If you bought in states like Florida or Nevada at that time, it's almost a given that you owe more than your property is worth.  This link may help you and may answer questions about refinancing.  The HARP Program is available to  many homeowners, so check it out.

 

FAQs

Lighting as a component of home security







 

 

In talking to homeowners over the last few weeks, home security has become more of a concern, especially for those living out of town.  This article provides information about one of the least expensive forms of home security.  For me, I'm looking into some type of motion detector lighting for all home entry areas.

 

Lighting as a component of home security

 

How to Get a Home Appraised for Its Maximum Value | eHow.com





This is excellent advice for anyone thinking about having your home appraised.  Although a Realtor can do a market evaluation for you, a professional appraisal will often carry more weight with a prospective buyer.

 

How to Get a Home Appraised for Its Maximum Value | eHow.com

Modest Home For Sale For A Movie Star...

It always surprises me to see how interior design tastes vary.  So many of the properties owned by celebrities could be described as ostentatious by anyone's standards.  This home is modest in size and offers a warm and tasteful atmosphere. 


Katherine Heigl’s Home Sells for $2.622 Million | Zillow Blog

Dig This Trend: Contemporary Bathtubs | Zillow Blog

Bathrooms and kitchens bring the highest return on dollars spent for remodeling.  These bathrooms are unique, beautifully designed and offer something for everyone...


Dig This Trend: Contemporary Bathtubs | Zillow Blog

I Had No Idea Trout Got This Big!

So I'm obviously not a person that knows much about fishing...but for those of you that enjoy the sport this link shares interesting information... 

 

 

Fisheries Restoration Efforts Remove 300,000 Non-native Lake Trout - Yellowstone National Park

4 reasons your home isn't selling | Inman News

Did you know that more than 88% of home buyers are using the Internet to locate properties?  If your home has been on the market for more than 120 days you may want to find out why...

 

4 reasons your home isn't selling | Inman News

Another reason to buy now....

 

 

Many changes will take place in April to avoid a taxpayer bailout.  Find out more by following this link... 

FHA to tighten underwriting, raise premiums

Home Inventories Are Shrinking.

Have you been thinking about buying either your first home or an investment property?  Home sales are improving and supplies are shrinking.  Leverage your purchase, buy now before competition forces prices to rise.  Learn what's happening in the market now, follow the link below.

Housing is indeed heading higher - The Term Sheet: Fortune's deals blogTerm Sheet

Thinking of selling? Tried and true advice to make life easier.

As spring approaches the real estate inventory grows in most areas.  Make your home stand out against the competition by following a few simple guidelines.  Use the link below to learn more.



Quick Tips For a Fast Sale

Cody ranks as No. 9 best town under 35K | Wyoming Business Report



For those of us that live here, we know the beauty of our area.  Cody has so much more to offer than most  small towns, alot of that has to do with the people that live here.  Although Cody is a fair distance from our family, my daughter and I would not want to live anywhere else.  Vacation, yes.  During the winter months it's great to take a break at the beach but our hearts are in Cody for the long-term. 

 

Cody ranks as No. 9 best town under 35K | Wyoming Business Report

The Media is an Accomplice in Public Shootings: A Call for a "Stephen King" Law - Forbes

The Media is an Accomplice in Public Shootings: A Call for a "Stephen King" Law - Forbes

The Media is an Accomplice in Public Shootings: A Call for a "Stephen King" Law - Forbes

The Media is an Accomplice in Public Shootings: A Call for a "Stephen King" Law - Forbes

Forbes on The Fiscal Cliff

With so much politcal spin on what is really going to happen, this is a great article from Forbes magazine. 

http://www.forbes.com/sites/davidmarotta/2012/12/09/the-fiscal-cliff-is-almost-everything-the-democrats-want/

Delicious...Fancy...Easy!

Cranberry-Brie Bites on the Food Network

Show off to your friends and family with this simple recipe that delivers compliments. 

Remodel Projects That Add Value

Two rooms to consider when you'd like to see a return on your remodeling investment are the kitchen and bathroom. 

A minimalist approach can create great lines while saving dollars. Many of the newest fixtures on the market can provide the updated look you'd like and be energy efficient as well.

Realty Times - Bathroom Remodels Add Value

Do you own your own home yet?

The Cody real estate market has shown improvement in 2012.  Homes are selling at a faster pace and sales volume is up as well.  If this current trend continues we should see home prices rising in 2013.
Follow the link below to find out more.


Realty Times - More Housing Good News: Experts Say Market Is Recovering

Holloween, Cody Style

Our family loves Holloween in Cody!  Where else in the U.S. does the community come together to provide our children with a safe and very bountiful Trick or Treat experience?  We even have our very own "Headless Horseman."

Follow the link for pictures from previous Holloweens.
Trick">http://www.cody-wyoming-network.com/2010/09/trick-or-treat-cody-style/">Trick or Treat Cody Style

This isn't news, but it's still shocking!

California gas prices hit record - Oct. 8, 2012

Energy independence is critical!

Having Problems Moving Your Property? This article may help

Realty Times - If Your Listing Isn't Selling

Although the market is improving, we are still  competeing with distressed properties that continue to come on the market in the Big Horn Basin.  The link above may help you determine what you need to do if you are motivated to sell your property now.

Easy and fun for Holloween.....

Halloween Popcorn Treats on the Food Network

It's almost that time of year again.  Our alter-ego surfaces, along with the silly and fun sides of our personalities.  Teenagers love this Food Network treat and it's easy to make.  Can't wait to see everyone downtown this year.

Cody's Recycling Center

For those of your that don't know, our recycle center now takes plastics.  For all the good reasons to recycle read the link below.



Realty Times - Better Recycling

Busy Summer For Cody Real Estate

For many of us that are active Realtors in the Cody real estate market, we've been excited to see more homes selling this year. 

As the market improves, rates will begin to rise.  See the link below for current details on the U.S. housing market.



Mortgage rates rise for 4th week in a row

Enjoy Life More

Ok, so for those of you that know me, and those that don't, I have had some major challenges during the last 24 months. 

Challenges can often lead to depressing and negative thoughts which is definitely NOT who I am.  I decided to do something about this so I picked up a book in the airport called "The Happiness Project".

If you haven't read this book I would highly recommend it.  You don't need to be depressed to appreciate it, you just have to want to improve the existing quality of each and every day.

I personally love Grechen's 12 Commandments and in particular, #3.  This is simple and very good advice, simple being the operative word.  Gretchen's Commandments are listed below.

I'd love to know what you think.

 
Here are her Twelve Commandments:
1. Be Gretchen.
2. Let it go.
3. Act the way I want to feel.
4. Do it now.
5. Be polite and be fair.
6. Enjoy the process.
7. Spend out.
8. Identify the problem.
9. Lighten up.
10. Do what ought to be done.
11. No calculation.
12. There is only love

More money is available for home loans, why wait? Rents are rising...

Buy or rent? In most places, buying a home is best - Aug. 2, 2012

This Will Make You Smile...

Reverse Begging: Man Gives Away Money at Intersection (Video)

We are all so familiar with those folks that stand on corners of major intersections hoping someone will give them a dollar to two.  I'm always wondering if they are really stranded and/or disabled.  Either way I don't think it would be something I would want to do unless I really had to.

Seeing this video just brought a smile to me face.

So why are you waiting to buy?

Many of the recent sales we have seen are to investors.  Investors know, now is the time to buy.  With abundant investory and low rates smart shoppers are jumping into the market now.



Mortgage rates fall to another record low. - Jul. 5, 2012

The future is here!

Have you seen these from a distance, or even up close?  Totally awesome and futuristic...


BLM taking comment on proposed Wyoming wind farm

No Excuses For DUI's....

This is a service sponsored by liquor license holders in Cody.  Remember it's available to all.


Tipsy Taxi available seven days in Cody - Cody Enterprise: Local News: Starting July 1 the “Tipsy Taxi” will begin offering free rides seven nights a week for those too intoxicated to safely drive home.

The Cody Wyoming Market Is Improving....

The real estate markets across the country are all showing improvement.  If you are waiting to buy it is likely you'll pay higher prices by the end of this year.  Follow the link below for details.


Home sales surge in April - May. 22, 2012

Can you see yourself driving this???

We have raffle tickets available for the hottest car in town!  All proceeds benefit the Buffalo Bill Historical Center.  Somebody is going to win, shouldn't it be you???

Sound advice for the Wyoming Entreprenuer

If your interested in learning how to save money at tax time, follow the link.
http://www.wyomingentrepreneur.typepad.com/

Sleeping Giant Zip Line

Yellowstone-area ski hill looking to expand with zip line : The Billings Gazette - Montana & Wyoming News

Follow the link above, read the article and get your opinion heard.

All Roads Point To A Much Stronger Real Estate Market

As we continue to follow the economic news as it relates to real estate, this link provides information and resources.  The data references investor sales nationwide as well as second home/vacation properties.  Good information!

Realty Times - It's Buying Time Again, Big Time

Lenders Becoming More Optimistic, Looser Credit Possible

As the employment picture gets better and inventory begins to clear we may see lenders loosening guidelines....

Realty Times - Banks Upbeat About Mortgage Performance, Looser Credit Looms

Investment and vacation home sales soar in 2011

The leaders in the real estate market are always the risk takers...investors.  Follow the link to find out how you can profit buying property now!

Investment and vacation home sales soar in 2011

2012: Year Of The Great Housing RECOVERY!

We are having the best first quarter sales since 2009.  Contact hits on our websites are waaaaaaaaaaaay
up.  I would have to agree with the article below...


2012: Year Of The Great Housing RECOVERY!

Wyoming (21-11) at Washington State (16-16) (ET) - KansasCity.com

Go Cowboys!!!


Wyoming (21-11) at Washington State (16-16) (ET) - KansasCity.com

Realty Times - What Can I Do To Sell My Home?

With Spring just around the corner, this is an excellent article for getting your home prepared...

Realty Times - What Can I Do To Sell My Home?

http://www.onetonpig.net/shows.cfm

This is worth the post. Good band and great family fun. Saturday night, mark your calendar.


http://www.onetonpig.net/shows.cfm

Realty Times - Real Estate Outlook: Bernanke on Housing

For those of us that work in real estate on a daily basis, we can see the tide is shifting. The market is beginning to stabilize.

Realty Times - Real Estate Outlook: Bernanke on Housing

Existing-home sales post third gain in 4 months

The market is beginning to stabilize and supply/demand ratio should be in balance by the end of the year. Prices and interest rates will go up...don't wait too much longer...you will miss the opportunity to buy low and have a low rate too!

Existing-home sales post third gain in 4 months

Oil prices spike on Iran export halt. Is $4 gas next?

This is really just a practical question, Does anyone own an SUV or smaller truck they are happy with...that also gets 20+ miles to the gallon? After reading this I'm thinking what I really need is a new bike!

Oil prices spike on Iran export halt. Is $4 gas next?

Realty Times - Top 10 Flowers for Curb Appeal

This is a great article with tips and ideas to help us get ready for Spring.


Realty Times - Top 10 Flowers for Curb Appeal

Realty Times - Real Estate Drops But Second Home Market May See Increase

This is good news for Cody real estate. Up until recently, a fair percentage of our market was second home buyers.

Realty Times - Real Estate Drops But Second Home Market May See Increase

Realty Times - Real Estate Outlook: Existing-Home Sales Rise Again

More good news for housing recovery....follow the link below

Realty Times - Real Estate Outlook: Existing-Home Sales Rise Again

Realty Times - Cody, Wyoming Real Estate Market Conditions

Realty Times - Cody, Wyoming Real Estate Market Conditions

Realty Times - Real Estate Outlook: Housing at Forefront of Concerns

For many of us our home is out nest. This is our safe zone where we leave problems at the front door and enjoy our families and friends. The housing market can and will recover. This link identifies the problems and solutions.



Realty Times - Real Estate Outlook: Housing at Forefront of Concerns

This Is Interesting.....

Click the link to find out....

http://business.blogs.cnn.com/2012/01/12/worlds-top-economies-in-2050-will-be/?iref=obnetwork

Realty Times - Savvy Dormant Season Selling

If you have your home for sale during the winter months, this article offers great ideas to make your home more appealing.

Realty Times - Savvy Dormant Season Selling

Payroll tax cut: What's at stake

As our lawmakers continue to stalemate, this chart depicts the cost to each of us.


Payroll tax cut: What's at stake

Realty Times - Real Estate Outlook: Existing-Home Sales Improve

Realty Times - Real Estate Outlook: Existing-Home Sales Improve

Existing home sales edge higher in October

Mixed news for the housing market. Several factors, including more relaxed lending guidelines will improve sales.


Existing home sales edge higher in October

Realty Times - Real Estate Outlook: Wealth Gap Related to Housing

For many young adults they will have to work and save before being able to qualify for a home loan today. This recent article explains.

Realty Times - Real Estate Outlook: Wealth Gap Related to Housing

Troubled homeowners get a lifeline

It's hugely ironic that interest rates have literally never been lower, but borrowers can't qualify. This may be a partial fix. Follow the link.


Troubled homeowners get a lifeline

Housing Trends eNewsletter- Michael & Theresa

Housing Trends eNewsletter- Michael & Theresa

Click the link above to find out the latest news and trends in the real estate market.

Realty Times - Tips for Selling Your Home Before the End of the Year

This is good advice for anyone hoping to sell before 2012

Realty Times - Tips for Selling Your Home Before the End of the Year

Loan requests pick up as rates hit new lows

It looks like 4% is the magic number!


Loan requests pick up as rates hit new lows

5 bright spots in real estate recession

This is the best news I've read in two years!

5 bright spots in real estate recession

http://myemail.constantcontact.com/News-from-Forward-Cody.html?soid=1104154838247&aid=zO0SGyZCd5Q

For all news from Forward Cody...click the link below

http://myemail.constantcontact.com/News-from-Forward-Cody.html?soid=1104154838247&aid=zO0SGyZCd5Q

Finally Some Good Economic News...If You Don't Look Too Closely - Forbes

Why is it that the media insists on bombarding us with negativity?

Finally Some Good Economic News...If You Don't Look Too Closely - Forbes

Shadow inventory improves but still threatens housing recovery

Aren't we all looking for the bright spot in this economy?


Shadow inventory improves but still threatens housing recovery

Official Google Blog: YouTube highlights 5/26

Official Google Blog: YouTube highlights 5/26: "This is the latest in our series of YouTube highlights. Every couple of weeks, we bring you regular updates on new product features, interes..."

Get a mortgage despite strict underwriting - Jul. 5, 2011

Get a mortgage despite strict underwriting - Jul. 5, 2011

Don't take mortgage denial personally. As this article will explain, even those with good payment histories are being turned down.

A Great Reason To Choose Wyoming

http://finance.yahoo.com/retirement/article/113021/5-tax-friendly-states-retirees-kiplingers


OK, so it's cold more often than other places. Here's a great reason to choose Wyoming anyway.

Real estate outlook: scattered showers of optimism

Real estate outlook: scattered showers of optimism


OK...this is worth reading if you are looking for investment opportunities in real estate. I'm personally going to do some homework with REIT'S.

Want Home Sales To Improve???

Lenders have gone from giving money away to anyone that could breath...to rejecting truly qualified buyers.  In order for home sales to improve lenders need to loosen qualification guidelines.  This link will explain.


http://online.wsj.com/article/SB10001424052702304569504576405660006330644.html?mod=WSJ_RealEstate_LeftTopNews

July 4th Fun...

Save This Date!  Friday, July 1st...Porch of The Irma...7-10 P.M.  FREE...Realtors for Kids Street Dance.  Enjoy live music on the Porch of The Irma Hotel.  This is a fun time for everyone in the family and proceeds benefit children in need in Park County. 

Why the Economic Recovery Will Hurt Like Hell - Newsweek

For those of us that want to know what to expect, this is the article to read. Very insightful stuff ! Why the Economic Recovery Will Hurt Like Hell - Newsweek

Mortgage delinquencies improving. - May. 19, 2011

Let's hope the good news keeps coming.


Mortgage delinquencies improving. - May. 19, 2011

Anonimity...is it good or bad?

Is it better to live in a small town where everyone knows you...or a big city where no one knows who you are?

I always thought I'd opt for the small town.  Lately I've wanted to go somewhere, at least temporarily where no one knows who I am.

Daily Real Estate News

Daily Real Estate News

Click the link above to learn more about things you can do to improve your ability to qualify for a home loan. Lots of great tips in this article.

Does Your "Smart Phone" know too much?

Interesting how we rely heavily on the same technology that shares all our personal information.

Don't miss reading this link from the Wall Street Journal.
http://online.wsj.com/article/SB10001424052748704547604576263261679848814.html?mod=WSJ_hp_mostpop_read

Is a housing shortage possible in 2011?

Well what can we believe anymore about the housing market?  Read the following link to find out why we may experience a housing "shortage" in 2011.

http://realestate.msn.com/article.aspx?cp-documentid=23505825#atoolb

What do you love?

I just sat down and made a list of 20 things I love to do.  I thought it would take some time but it took me about 5 minutes.

It's a great way to recognize what your good at...what you may not be good at but still love to do,  and that each day, there's something different to look forward to.

What do you love to do?

More Good News For Real Estate

http://money.cnn.com/2011/01/26/real_estate/new_home_sales/index.htm

Click the link above to learn more about the most recent improvements to the real estate market.

Cody Chamber of Commerce - Wyoming Video

Fantastic Video! Check it out.

Goldman Sachs | Outlook for 2011

Goldman Sachs Outlook for 2011


Slow but steady growth predicted. Use the above link to learn more.

share

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Wyoming Banking Industry News

Good news for bankers and consumers as well.  Wyoming's banking industry is on solid ground.  Use the link below for the most recent information on our banking industry.


http://www.wyomingbusinessreport.com/article.asp?id=55466 

Housing Starts Seen Rising to 3-Year High With Boost for Jobs

Housing Starts Seen Rising to 3-Year High With Boost for Jobs

Sleeping Giant Rocks

If you haven't already been out to Sleeping Giant the questions is..."What are you waiting for?"  Cody Wyoming is covered in snow and our very own ski area is buzzing with activity.  Check out all the events at http://www.skisg.com/.

Perfect Your Public Speaking Skills

Just left a Toastmaster's meeting.  For anyone interested in getting over their fear of public speaking, this is the club to join.  E-mail me if you'd like more information regarding meetings. 

Capitol Christmas Tree Arrives in Cody

Wyoming is providing the tree to our nations capitol this year.  Sunday was a special day as the tree made it's way through Cody on it's journey east.  Follow the link to read about it.  http://www.kulr8.com/news/local/Capitol-Tree-in-Cody-108054164.html

Cody Goes Global!

Eleutian Technology Inc. and Idapted Ltd. Merge to Create Global Leader in Online English Instruction


CODY, Wyo., – BEIJING, PRC – October 13, 2010 – Eleutian Technology Inc. and Idapted Ltd. today announced a merger that will create the global leader in the $100 billion online English instruction market. The new corporate entity will be known as Eleutian Technology Inc. Robert Grady of Cheyenne Capital Fund will serve as Chairman of the company with Kent Holiday remaining President and CEO. Adrian Li, co-founder and CEO for Idapted, will take a role as General Manager, China. Jonathan Palley, co-founder and CTO/COO for Idapted, will head global engineering as Vice President, Technology and Products.

For the full story visit the Eleutian Technology website.